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Compare all major international health insurance plans from different providers.

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International Health Insurance

International Health Insurance plans provide healthcare benefits during your international travel, temporary overseas stay or extended periods of stay outside your home country. Most plans also provide valuable services to locate English speaking providers and translation services if required.

Short Term International Health Insurance (up to 3 years) offers coverage for sudden illnesses or injuries sustained during your international travel or residence. Coverage inside your home country is very limited.

Long Term International Health Insurance (1 year & above) offers global coverage including the home country. Plans address the healthcare needs over an extended period of time. Plans can cover maternity, pre-existing conditions (with a waiting period), preventive and dental care along with other benefits.

international health insurance

Popular International Health Insurance Plans

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Visitors Care

$30 /mo

For age 45 years with $50,000 plan and $100 deductible
  • Available for ages from 14 days old to 90yrs and above
  • Choice of Plan maximum limits of $25,000, $50,000, $100,000
  • Choice of Deductible options of $0, $50, $100
  • Includes coverage includes Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
  • Includes coverage for non-chronic Acute Onset of Pre-existing conditions
  • Coverage from 5 days to 2 years
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Safe travel Elite

$30 /mo

For age 45 years with $50,000 plan and $100 deductible
  • Available for ages from 14 days old to 89yrs
  • Choice of Plan maximum limits of $25,000 to $170,000
  • Choice of Deductible options $0; For ages 79 to 89 yrs: $100, $200
  • Includes coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
  • Includes coverage for 1 episode of Acute Onset of Pre-existing condition
  • Coverage from 5 days to 2 years
Visitor Secure

$33 /mo

For age 45 years with $50,000 plan and $100 deductible
  • Available for ages from 14 days old to 80yrs and above
  • Choice of plan maximum limits ranging from $50,000 to $130,000
  • Choice of deductible options from $0, $50, $100
  • Includes coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
  • Includes coverage for non-chronic Acute Onset of Pre-existing conditions
  • Coverage from 5 days to 2 years
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Patriot Travel

$72 /mo

For age 45 years with $50,000 plan and $250 deductible
  • Available for ages from 14 days old and above
  • Choice of plan maximum limits of $50,000 to $1 million
  • Choice of deductible options of $0 to $2,500
  • Includes coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
  • Includes coverage for non-chronic Acute Onset of Pre-existing conditions
  • Coverage from 5 days to 2 years
international health insurance providers

International Health Insurance Providers

International Services, Inc. offers international health insurance plans from well rated insurance companies. These include plan underwriters with strong A.M ratings and plan administrators with extensive experience working with international claims processing. Lloyds, AIG, and Nationwide are just a few companies that underwrite our international health insurance plans.

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International Health Insurance Coverage – Short Term

Short term international health insurance coverage is ideal for travelers who need coverage for sudden illness or injuries on their trip. They do not need coverage once they return to their home country. Coverage can be purchased for as less as 5 days and can be renewed up to 36 continuous months depending on the plan. Preventive care and coverage for pre-existing conditions is not available through these plans. Instantaneous confirmations and proof of coverage is available after purchase. No documents or test results are needed.

international health insurance coverage – short term
international health insurance coverage – long term

International Health Insurance Coverage – Long Term

Long term international health insurance coverage (including the home country) is required for expatriates, missionaries, executives and marine crew who live abroad and make multiple trips back to their home country. Also since this is a primary insurance coverage for the whole year it is important that the coverage includes items usually excluded from short term international health insurance plans.

Applicants must complete Medical questionnaires and the applications go through an approval process. Apart from the usual medical benefits for illnesses and injuries some plans offer maternity coverage and pre-existing condition coverage and preventive care (waiting periods may apply).

international health insurance plans–purchase

International Health Insurance Plans – Purchase

Selecting the right plan is easy with our “Compare Feature” that lets you compare all major international health insurance plans from different providers. First choose between short term and long term international health plans depending on the coverage you need. You can then select between fixed benefit plans and comprehensive plans. For a range of coverage that does not have sub limits like fixed benefits plans, we recommend our comprehensive plans. No one can offer a better price for the plans we offer. You can complete the purchase online, over the phone or via fax or mail. Several payment options are available, including credit card, money order, check and wire transfer. Policy documents and confirmations can be emailed immediately for online purchases.

Tips for buying International Health Insurance

Before traveling abroad you should plan for illness or injuries during the trip. Travelers are responsible for hospital and other medical expenses incurred during their trip and so International health insurance is essential. Following tips will help you in buying insurance

  • Check your health insurance plan to see if they will cover your health needs abroad.
  • Think about purchasing additional health insurance for your trip if your health insurance does not cover you while you are traveling.
  • Insurance plan must provide an emergency help line, 24 hours a day, and 7 days a week and facilitate international travelers to contact from different time zones and different geographical locations.
  • Check for insurance company’s tie-ups with the health care providers (Doctors and Hospitals)
  • Check if the insurance covers treatment in home country also.

General tips

  • Sign the passport and fill in the emergency information page of your passport.
  • Leave copies of your itinerary, passport data page and visas with family or friends, so you can be contacted in case of an emergency.
  • Familiarize yourself with local conditions and laws
  • Register your travel plans with the State Department through a free online service at https://travelregistration.state.gov. This will help them to contact you if there is a family emergency in the U.S., or if there is a crisis where you are traveling. In accordance with the Privacy Act, information on your welfare and whereabouts will not be released to others without your express authorization.
  • Make couple of extra copies of your passport and insurance card and keep it safe.
  • Stock enough medicines. Carry your general medicines and people who are on any prescribed medicine should carry enough stock assuming a longer stay.
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